Colonial National Mortgage About Us
Why Colonial National Mortgage is Different

Since the "mortgage meltdown" began a few years ago, the home financing industry has experienced unprecedented upheavals. Many companies who were once market leaders failed or were absorbed by other organizations because of unsound business practices. At others, the government stepped in to stabilize their operations.

Colonial Savings, and our mortgage lending division, Colonial National Mortgage, are different. Here's why you can have confidence in us as your mortgage lender.

We retain servicing on 98% of loans we make. We don't sell the servicing of our loans to other companies after closing. We collect your payments, manage your escrow accounts for taxes and insurance, and maintain the relationship for the long term. Why does retained servicing matter? Because you'll always know who to call when you have questions about your loan or when it's time to refinance.

We're privately owned - by choice. Since 1952, we've been privately held to maintain our focus on our customers, and not the demands of Wall Street. Our conservative approach to mortgage lending has seen our company through many economic ups and downs, and will continue to guide us in the future.

We're highly rated. Bauer Financial, the country's leading analyst of banks, credit unions and thrifts has recommended Colonial Savings based on our solid financial position. We're federally chartered, well capitalized, and not reliant on other sources of money to close your loan.

No "bail out" money for us, thank you very much. Colonial Savings did not take any Troubled Asset Relief Program (TARP) funds from the government because we didn't need them. When you run a business with integrity, the bottom line tends to take care of itself.

We're growing. While other mortgage companies have closed or scaled back, we're growing? Why? Because many homebuyers like you have sought out a company they could count on. Because we never lost faith in the American dream of home ownership. We're proud to service more then $14 Billion in residential mortgage loans across the country.

For almost six decades, we've been doing what's right for homebuyers nationwide, helping them finance what is probably the biggest material investment of their lives. We'll be here long into the future to serve you, your family and friends.

Colonial National Mortgage appreciates your business and your referrals.