Colonial National Mortgage : Don Kelly, Senior Mortgage Advisor

Why Don Kelly and Colonial National Mortgage

I graduated from the University of Texas in 1983 with a degree in Finance and have been delivering financial solutions for clients ever since. The majority of my banking and mortgage experience has been centered in residential real estate with expertise in both construction and permanent financing. I have combined my extensive background in construction and mortgage finance to produce superior results for clients who are buying or building their new homestead, second home or investment property. I have consistently ranked as one of the top construction/permanent originators in Tarrant County since 1997 and have achieved awards for top tier performance for overall mortgage production. My clients have access to my experience and I welcome the opportunity to add value to your project.

Colonial National Mortgage

We're a division of Colonial Savings, a federally chartered savings bank with more than 3 times the required capital. We fund our own loans and are not reliant on other sources of money to close your loan.

We're privately held - by choice. We don't answer to thousands of stockholders and the whims of Wall Street. We have never pushed sub-prime loans or "exotic" mortgage products because we don't have to meet the demands of investors with an appetite for huge returns. Being privately held means our focus stays on our core business and our customers.

We've been around since 1952. Through ups and downs in the mortgage industry, we have resisted fads and stuck with our strength: putting - and keeping - people in homes they can afford, at fair prices and terms. We don't believe in putting our company or our customers at risk with loans that aren't right for the long term.

We retain servicing on 98% of loans we make. We don't sell our loans to other companies after closing. We collect your payments, manage your escrow accounts for taxes and insurance and maintain the relationship for the long term. Why does servicing matter? Because you'll always know who holds your loan and who to call if you have any questions or problems.

Our performance is nationally recognized. We're Four Star Rated by Bauer Financial, the country's leading analyst of banks, thrifts and credit unions. They've given us their highest mark for stability and safety. Plus, we're one of only 15 mortgage companies in the entire nation to receive the Freddie Mac Hall of Fame Award for Servicing - four years in a row. We've also been honored with the Fannie Mae Circle of Excellence Award.