Loan Types - An Introduction
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Fixed Rate Mortgage remains the most popular, though perhaps overutilized loan in America.
Adjustable Rate Mortgage has gained in popularity over the last decade as home buyers have become more sophisticated and
knowledgeable in home finance. Find out more...
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Construction Lending
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Single Close Construction Loans combine interim and permanent financing
into one loan. One set of fees. One application. One closing.
Big savings!
Find out more...
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Texas Home Equity Loans
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Information on Home Equity Loans in Texas. Find out more...
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Home Equity Loans
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Information on Home Equity Loans outside of Texas. Find out more...
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Home Equity Line of Credit
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Works like a credit card. Find out more...
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Reverse Mortgage
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Supplement your retirement income with tax free cash. Find out more...
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Special Programs
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Refinance Plus
With our Refinance-Plus improvement loan you can improve your rate while getting the money to improve
your home, all in one easy loan.
Texas Teacher Home Loan
Through bond money designated by the Texas Legislature, the 2002
Texas Teachers Home Loan Program makes it easy and affordable for
Texas teachers to buy a home by providing low down payments and low
interest rate mortgages.
HUD Teachers Program
The Teacher Next Door program was established by the Department of
Housing and Urban Development (HUD) to offer single-family houses,
townhouses and condominiums for sale to teachers at a 50 percent
discount.
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Interest Saver
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You can significantly reduce the interest expense you pay over the life
of your loan with Colonial Savings' Interest Saver Program
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